The appraisal is the bank’s but they provide you a copy by law but it’s essentiallya courtesy copy. You do not have to share or disclose anything about it. Do not tip your hand to the sellers or their agent; only tell them if you think it will help your situation.Click to see full answer. Also know, does seller have to disclose appraisal?The appraisal is the bank’s but they provide you a copy by law but it’s essentiallya courtesy copy. You do not have to share or disclose anything about it. Do not tip your hand to the sellers or their agent; only tell them if you think it will help your situation.Similarly, can buyer be present at appraisal? Yes, the appraiser will actually visit the house during the home appraisal process. There is no specific rule that says buyers cannot attend, but the process is typically handled by the appraiser alone. You would have to contact him to see if you can be present when he visits the house. Furthermore, what do sellers look for in disclosure? What’s in a Typical Disclosure Report appliances. roof, foundation, and other structural components. electrical, water, sewer, heating, and other mechanical systems. trees and natural hazards (earthquakes, flooding, hurricanes) Who normally pays for appraisal buyer or seller?The lender requires an appraisal when a borrower is financing a home. The buyer usually pays for it, but this upfront cost is negotiable and could be paid by the seller.

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